Category: Scams
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The Bank of England Has Cut it’s Interest Rates – What That means For You
The Bank of England changed it’s interest rate this past week from a historic 5.25% (a 16 year high!) to 5% but what does that mean for your money? This can have a huge impact on the economy, your savings and mortgage rates. The Bank of England decides the interest rate this via a 9…
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10 Ways You Can Improve Your Financial Literacy
Hi! This week I want to give some practical tips on how you can improve your financial literacy. I hope it’s useful. 🙂 1. Always Have a Rainy day Fund Experts will tell you that you need at least 3 months expenses saved up but in reality, most of us mere mortals don’t have that kind…
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Practical Tips to Avoid Online Scams
This week I was asked by someone who had been scammed out of £20k what they should do. I made a video response about it here: https://vm.tiktok.com/ZGenaUwVv https://www.facebook.com/reel/1178481490131569 So this week’s theme is how to avoid online scams. Practical Tips to Avoid Online Scams In the digital age, online scams have become increasingly sophisticated and…
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“Reject the basic assumptions of civilisation – especially the importance of material possessions.” A Basic Lesson in the Psychology of Money
This is an extract, taken from what I hope to be one day, my book. I hope you enjoy it! Let me know what you think. If there’s something you want to know about specifically, feel free to email me and ask. Do you know how many lottery winners go broke within a few years…
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Workplace Pensions – Finding Lost Pensions and Optimising Your current One
Did you know that if you have a workplace pension, that you are already an investor? The state pension was introduced in the UK in 1908. It was means tested and the retirement age was 70. The problem here is that the average life expectancy in the UK in 1908 was 52! This meant that…