“Hi, I’m Lauren – I teach women how to build their own ‘fvck you’ funds so they never have to feel trapped or stay anywhere they’re not respected, valued or paid fairly ever again – because money gives you options”.
Feel trapped in a relationship because you can’t afford to leave? Does your partner control your finances and leave you clueless? Do you earn a respectable income but still live paycheque to paycheque and have no idea where your money goes each month? Have a horrible boss but feel trapped in the job because of money worries? Ever wanted to improve your relationship with money and get your financial sh1t together so you can just walk away and say “fvck you”?
Do you want your finance questions answered by someone who has spent years working in corporate finance? Well now you can, let’s be finance besties! Please note though that I am not a financial advisor nor do I give financial advice. I’m just your money educating friend, teaching you what’s out there and how to take big action in small, bitesize, easily digestible steps!
If you want to know how to plan your spending effectively, save money without depriving yourself, know when to save and when to spend, what your tax code means, or how to invest safely and sensibly (it’s not nearly as scary, risky or difficult as the finance world would have you think) then I’m your girl. I will demystify workplace pensions and show you how to optimise them, and give practical tips on strategic debt attack. All without judgement or shame. Let’s build each other up!
Why Women?
I often get asked “Why women?”. The answer is simple: women are much more likely to end up in financial poverty. Typically, women retire with much less money than men. Women are often expected to take on the bulk of unpaid labour including childcare, cleaning, caring for elderly relatives, maternity leave etc. Then there’s the gender pay gap, women being less likely to ask for a pay rise, disability discrimination and diversity discrimination. Many stay at home mum’s find themselves in dire straights when their husbands divorce them having not paid into any pension or not having paid any NI contributions and have no marketable skills. Everybody thinks it’s never going to happen to them but the fact is, it does, regularly. Women are much less likely to invest and much more likely to depend on their husbands to provide for them. A recipe for disaster in later life. But it’s not too late to turn it around.
I want women to not feel trapped ever again. I want women to walk away from any undesirable situation knowing that she has the financial backing to do so and say “fvck you’. “Fvck you” to a soured job, “fvck you” to an abusive relationship, “fvck you” to a lifestyle that no longer brings you joy, “fvck you” to being financially dependent on someone else to survive.
My mission is simple: When you have money you have options. When you have money you become uncontrollable. I want that for every single woman.
Pull up a chair, strap yourself in and let’s eat, girl!
Follow me on social media for daily practical money-saving tips and tricks, or grab my free resources such as my 3-part money saving challenge recordings, spending templates and my simple, easy to follow strategies for saving, managing and growing your money!
Want to work with me?
Pop me an email to: hello@laurenjohnston.co.uk
Topics I cover
Employment
What a tax code means
Workplace Pensions & Funds
Student Loan payments
Salary negotiation
Maternity Leave
Investing
ISA’s / LISA’s / JISA’s
SIPP’s
Legal Tax Breaks
Fees & Compounding growth
Choosing a Fund / Provider
Personal Finance
Optimising Your Wages
Debt Attack Strategies
Spending Plans
Emergency Funds
Practical Money Saving Tips