Category: Scams
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How to Stick to Your Budget: Tips and Tricks for Success
Hi! Creating a budget is the first step towards achieving financial stability and reaching your financial goals. However, sticking to a budget can be challenging, especially when unexpected expenses arise or when temptations to overspend are everywhere. Here are some practical tips and tricks to help you stay on track with your budget and make…
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I Don’t Want To Cut Down On My Spending, So How Can I Make More?
Increasing your income without cutting down on spending can be approached in several ways. I could write an article on each point here but I’ll keep it brief. Here are some strategies you can consider: Each of these options requires different levels of time, effort, and initial investment. Choose the ones that align best with…
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Why I Have a Monthly Finance Meeting With Myself
In today’s fast-paced world, managing personal finances can often feel overwhelming. Many people find themselves reacting to financial crises rather than proactively managing their money. One powerful habit to cultivate for financial health is holding a monthly finance meeting with yourself or with your partner. This practice can transform your relationship with money, help you…
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Slash the Cost of Spending Abroad
Holiday season is in full swing! So how can we save money while abroad? First of all, don’t get caught out with exchange fees and charges. Most banks charge 3% when using their cards abroad and no one wants to carry money everywhere anymore.I have a Chase debit card. It gives a near-perfect exchange rate…
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The Debt Avalanche Strategy: Efficient Repayment
Managing debt can feel overwhelming, but the debt avalanche strategy offers a systematic and efficient way to tackle outstanding balances. This method prioritises paying off debts with the highest interest rates first, minimising the amount of interest paid over time and accelerating the journey to financial freedom and is my favourite way to pay off…